I was slowing down to avoid running into pedestrians and the front brakes on my bicycle locked up - The front tire stopped but the bike and I kept moving - face plant into the sidewalk. Now I've got 3 broken front teeth, and fractured the radius at the head (elbow) in my right arm. This suddenly leaves me with big medical bills after I spent all of my money on first, last & security - and I can't lift stuff to move next weekend.
What a pain!
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